Bankers know customers will do business with the financial institutions that can deliver the products they need. Offering comprehensive banking products is becoming more and more essential. By offering credit card processing and payment services within your line of banking products, revenues are increased, deposits grow, and most of importantly, loyal relationships are built with your customers.

Partnering with Commerce Point Capital makes sense

Flexible Solutions
Many times finding a solution to a complex or unusual processing scenario is not readily available. Commerce Point Capital can offer the right processing solution for nearly any type of payment processing need. Your financial institution will be able to target markets other banks cannot. By leveraging the wide technical knowledge and resources of Commerce Point Capital, the merchant accounts you will be able to place include c-store/petroleum, multi-lane grocery and retail, and proprietary software applications for hotels, restaurants and e-commerce merchants.

Sub-Prime Merchant Accounts
If your Bank is currently processing credit cards, but has to turn down certain merchant accounts, Commerce Point Capital can help. Sub-prime customers can be placed with Commerce Point Capital, with no risk of liability to your financial institution.

Outsourced Sales and Service
By leveraging Commerce Point Capital sales force, your financial institution can increase its operating effectiveness and efficiency. Servicing merchants after the sale can be a cumbersome responsibility. Let Commerce Point Capital become your sales and service solution.

Risk Management
Commerce Point Capital offers both no liability and full liability merchant service programs to financial institution. Assessing the risk of merchant accounts can be difficult. Having the proper tools is essential. Commerce Point Capital offers both external and internal risk management software solutions. Your financial institution will be able to define parameters for fraud detection, perform automated merchant account monitoring, and detailed transaction monitoring.

Private Label Programs
If having continuity in your products and services is important to your merchant services operation, Commerce Point Capital can offer a private label solution for your financial institution. This includes branding of marketing materials and processing statements with your financials institutions name and logo.

Enhanced Reporting
Commerce Point Capital offers comprehensive web-based reporting and account management tools for your financial institution and for your banking customers. Transaction reports, statements, and online ordering can be performed via the online management tools.