Merchant Cash Advance is a common financing option for businesses that want to have direct funding repaid in smaller payments, versus typically large standard payments. Cash advances of this type are not a loan, it’s a sale of a portion of future credit or debit card sales the business expects to make. Businesses benefit by spending less time on applications and paperwork, getting faster approvals, and by receiving funds quickly.

This structure has some advantages over the structure of a conventional loan. Most importantly, payments to the merchant cash advance company fluctuate directly with the merchant’s sales volumes, giving the merchant greater flexibility with which to manage their cash flow, particularly during a slow season. Advances are processed more quickly than a typical loan, giving borrowers faster access to capital. Also, because MCA providers typically give more weight to the underlying performance of a business than the owner’s personal credit scores, merchant cash advances offer an alternative to businesses who may not qualify for a conventional loan.

With a variety of value added services to offer, our staff is dedicated to delivering for our clients with unparalleled service, advanced technologies, and personalized solutions.  This is where the Commerce Point Capital difference can be most notably experienced, finding solutions to complex situations and delivering results quickly and affordably.

Contact our offices today to find out more about Merchant Cash Advance programs.

Fields marked with a * are required:

Bankers know customers will do business with the financial institutions that can deliver the products they need. More

Get a Cash Advance for Your Business!

In today's economy, obtaining a small business loan can be a slow and difficult process.

Get In Touch

Phone: 800.928.2237

Fax: 858.866.4262

  • Streaming Platforms Navigate Shifting Market Dynamics Amid Subscriber Boom
    Netflix’s first-quarter earnings report on Thursday (April 18) paints a picture of success, with nearly 270 million paying customers globally and a 15% year-over-year surge in revenue. Operating income soared by 54% to hit $2.6 billion, fueled by subscriber fees and its burgeoning ad business. This significant growth not only reaffirms Netflix’s dominance in the […]
  • EU Regulators Set to Accept Apple’s Proposals on Tap-and-Go Tech
    European Union (EU) antitrust regulators are reportedly preparing to approve Apple’s tap-and-go mobile payments system proposals as early as May.  The tech company had proposed to open the system to rivals after being accused by the European Commission (EC) of thwarting competition.  After getting feedback from Apple’s rivals and customers, and having the company make some modifications to its proposals, […]
  • Brazil’s Click-and-Mortar™ Shoppers Underpin Pix and Instant Payments Growth
    The rise of the Click-and-Mortar™ shopper in Brazil may give some tailwind to the use of Pix, the instant payment system that became operational in the country in late 2020. The data tell the story as to the platform’s use: As detailed by Brazil’s central bank, the number of Pix monthly transactions has been well […]
  • P&G: Shoppers Are Done Trading Down to Private-Label
    Many consumers may have traded down to private-label brands in earlier stages of the current period of high inflation, but now, according to Procter & Gamble, shoppers are consistently staying loyal to their favorite name brands. On a call with analysts Friday (April 19) discussing the consumer-packaged goods (CPG) giant’s third-quarter fiscal 2024 financial results, […]
  • Airlines Say Tech Companies Driving Rebound in Business Travel
    Business travel has reportedly caught up with the booming business that leisure travel has enjoyed over the past three years. Three airlines that have released their first quarter results — Delta, United and Alaska Airlines — reported that corporate travel has rebounded, Reuters reported Friday (April 19). Alaska said Thursday (April 19) that its business bookings were back to pre-pandemic levels, according […]
  • What We’ve Got for Brokers
    If you’re a small business or commercial finance broker, I hope you take advantage of the many resources we’ve put together. With the exception of tickets to our in-person events, everything we put out there is FREE TO CONSUME with no strings attached. In addition to articles, stories, newsletters, and regular product marketing materials, we’ve […]
  • Broker Fair 2024 Sponsorships Have Sold Out
    Sponsorships to Broker Fair 2024 in New York City have already sold out. Only tickets are still available. Brokers pay less than all other attendees. The main event takes place on May 20 at the Metropolitan Pavilion, while the pre-show (sponsored by Triton Recovery Group) will happen the night before on May 19 at Somewhere […]
  • Are Interest Rate Cuts Not Actually Around the Corner?
    If you were planning on the current interest rate environment loosening up this year, it may be time to reconsider. Inflation is actually going back up, not down. Plus, unemployment is still relatively low and the stock market is near all time highs, with a new record having been set just recently! Even the media […]
  • Staying Vigilant in the Funding Business
    There’s a lot of funny business going on these days, so here are some things for you and your merchants to look out for: The LOC Bait and Switch A scammer offers the customer an impossibly good deal on a line of credit that is contingent on first entering into some other product. After the […]
  • Checking in On Stripe Capital
    Everyone is well aware that Square does revenue-based financing loans, but lesser talked about is that Stripe does too. Stripe has been offering financing to merchants since at least 2019. Valued at more than $65 billion with IPO rumors swirling, Stripe has the potential to become one of the largest online small business lenders in […]