Last Updated: 8/15/2024

Commerce Point Capital, Inc., on behalf of itself and its affiliates (together, “Commerce Point Capital”), offers you a wide range of content, communication tools, and information about trends in the financial and technology industries, Commerce Point Capital’s products and services, and Commerce Point Capital as a company. This content is available via this and related websites, social media pages, and other similar sources, including features and services available through such sites and sources, such as RSS feeds, podcasts, video, and downloads (collectively, this “Site”). By using this Site, you agree to accept and comply with these terms and conditions of use, as stated below (these “Terms”), as well as Commerce Point Capital’s Privacy Notice (“Privacy Notice”) at all times. YOU MUST READ THESE TERMS (AND THE PRIVACY NOTICE) FULLY. Please contact us at [email protected] with any questions you may have.

  1. Limited Right to Use

This Site is owned and operated by Commerce Point Capital. Unless otherwise specified, all materials on this Site (“Materials”) are the property of Commerce Point Capital and are protected by copyright laws of the United States and other jurisdictions. You may use, view, print, and/or download the Materials from this Site solely for your personal, informational use within your organization, provided that you keep intact all copyright and other proprietary notices. You may not copy, distribute, or otherwise exploit the Materials beyond your organization without prior written permission from Commerce Point Capital or the respective third-party owner of such Materials. However, this does not restrict you from linking to publicly available Materials, using sharing methods provided on this Site, or referencing Publicly Available Materials with proper attribution to Commerce Point Capital.

  1. Eligibility

This Site is not offered to any person under the age of 13. If you are over the age of 13 but under the age of 18, you must either: (i) be an emancipated minor, or (ii) have obtained the legal consent of your parent or legal guardian to use this Site and agree to these Terms.

  1. Links and Frames

Links to other sites may be provided on this Site for your convenience. By providing these links, Commerce Point Capital is not endorsing, sponsoring, or recommending such sites or the materials and services provided by them. Commerce Point Capital is not responsible for the materials, services, or other situations related to or from any other site and makes no representations concerning the content of linked sites. Your use of linked sites is at your own risk, and you should review their terms and policies.

  1. Registration

You may be given the opportunity to create and register a user account (your “Account”) to receive information from Commerce Point Capital and/or participate in certain features and functionalities of this Site. By registering, you represent that all information you provide is accurate and current. You agree to promptly update your information to keep your Account current. Commerce Point Capital may rely on the information you provide, including any user IDs or passwords you create, to identify you and your activity.

  1. Password and Security

If you create or are issued any password or other credentials to access this Site or any parts of it, you agree not to share your credentials with unauthorized individuals. You are responsible for all actions taken under your credentials. If you believe your credentials have been compromised, notify Commerce Point Capital immediately at [email protected].

  1. Interactive Features

This Site may include opportunities for you to access, view, and provide content through interactive features such as blogs, comment sections, and discussion forums (“Interactive Features”). You are solely responsible for your use of any Interactive Features and any content you submit (“Content”). All Content must be relevant, accurate, and not misleading. Commerce Point Capital reserves the right to remove or edit any Content that violates these Terms or applicable laws.

  1. Interference and Malicious Code

You may not use this Site to transmit any form of malicious code or program that could interfere with the operation of this Site or any third-party systems. You agree to abide by all policies and procedures established by any networks connected to this Site.

  1. Monitoring

Commerce Point Capital has the right, but not the obligation, to monitor your use of this Site and any Content you post. This monitoring may be for compliance with these Terms, applicable laws, or other purposes. Commerce Point Capital may remove or edit any Content at its sole discretion without notice to you.

  1. License to Content

By submitting Content to this Site, you grant Commerce Point Capital a perpetual, irrevocable, non-exclusive, worldwide right and license to use, publish, reproduce, modify, adapt, edit, translate, create derivative works from, distribute, sublicense, and otherwise exploit such Content in any way and in any form. You waive any moral rights in your Content and agree that Commerce Point Capital may take legal action against any person or entity violating your or Commerce Point Capital’s rights in the Content.

  1. Third-Party Content

Commerce Point Capital receives some Materials on this Site from third parties. Commerce Point Capital makes no endorsement or guarantee about third-party Materials and encourages you to evaluate any such Materials independently.

  1. Copyright Notice

If you believe any Materials on this Site infringe your or any third party’s copyright, please contact us at [email protected] with the required information as specified in the Digital Millennium Copyright Act (DMCA).

  1. Required Technology

Your access and use of this Site may require certain technology (e.g., computers, internet connectivity). It is your responsibility to obtain and maintain all required technology at your own expense. Commerce Point Capital does not guarantee compatibility with any specific technology.

  1. Ownership

Commerce Point Capital reserves all rights, title, and interest in all Materials on this Site, including intellectual property rights. You have no right to use any of this intellectual property without prior written permission from Commerce Point Capital.

  1. Indemnity

You agree to indemnify, defend, and hold Commerce Point Capital harmless from any claims, liabilities, damages, losses, or expenses arising from your use of this Site.

  1. Disclaimer

USE OF THIS SITE AND ANY MATERIALS YOU ACCESS IS AT YOUR OWN RISK. THIS SITE AND ALL MATERIALS ARE PROVIDED “AS IS” AND “AS AVAILABLE.” COMMERCE POINT CAPITAL DISCLAIMS ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

  1. Limitation of Liability

IN NO EVENT SHALL COMMERCE POINT CAPITAL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THIS SITE.

  1. Remedies for Breach

If Commerce Point Capital believes you have violated these Terms, it may take action, including terminating your access to the Site and taking legal action.

  1. Waiver of Jury Trial and Class Action Claims

You agree to waive any right to a jury trial and any right to assert class action claims against Commerce Point Capital.

  1. Regional Information

Commerce Point Capital may reference products and services not available in your region. Such references do not imply an intention to provide such products or services in your region.

  1. Site Modifications

Commerce Point Capital may change, limit, or remove portions of this Site at any time.

  1. Modifications to These Terms

Commerce Point Capital may modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Site constitutes your acceptance of the modified Terms.

  1. Your Privacy

Please review the Privacy Notice to understand how Commerce Point Capital collects, uses, and protects your information.

  1. Consent to Communication

By providing your contact information, you consent to being contacted by Commerce Point Capital via phone, text (SMS/MMS), or email for purposes related to your use of the Site or Services. You may opt out of communications by following the instructions in the communication or contacting us at [email protected]. Please note that opting out may affect your ability to use certain features of our Services.

  1. Privacy of Others

If you receive information about another person through this Site, you agree to keep it confidential and only use it as permitted by these Terms.

  1. Our Relationship With You

Commerce Point Capital is an independent contractor for all purposes with respect to this Site.

  1. General

These Terms are governed by the laws of the State of New York, without regard to its conflict of law principles. If any provision is found to be unenforceable, the remaining provisions will remain in full force. Section headings are provided for convenience and do not affect the interpretation of these Terms.

  1. Contact and Inquiries

If you have any questions regarding these Terms or the use of this Site, please contact Commerce Point Capital at [email protected].